Retire richer: let your HDB fund your golden years.
Richard’s ebook, Turning Your Current HDB Asset into a Retirement Method, shows how your home can be more than shelter. It can be your biggest financial asset.
Actionable ideas and real-world insights to help you get more from your property and plan for a secure retirement.
01
Know your numbers
Quantum and total debt servicing ratio (TDSR), explained simply.
02
Build capital
How real estate and forced savings grow your retirement base.
03
Use your leverage
Working with financial institutions, and retaining value over time.
Meet Richard
Years of strategy, shared simply.
Richard ran his own business for over a decade before moving into real estate. He now helps clients build secure, comfortable futures through smarter property decisions.
Richard was professional, conscientious, and very motivating, even though I have rejected him twice in buying Signature EC. He didn't give up and was very persistent…
Elsa & Fahmy
I've just bought my first property through one of your agents, Richard Eng, at the Signature Yishun, and I would like to commend his excellent service that made my transaction an easy one.
Caleb Wong
Richard has indeed gone beyond his duties and responsibilities to ensure that the entire process of purchasing the apartment went smoothly.
Eddie Tang
We find him very knowledgeable in his profession, and his after-sales service is great. He never failed to give us a prompt reply to our queries.
Marie Boey
Richard goes beyond his job to help us research the current properties available and ensure we are able to finance the property. Throughout the whole process, he was patient and understanding.
See Kian Seng, Eric
Richard has always been professional in recommending the correct properties to meet my criteria and budget. He is also very patient and quick to answer any queries. Excellent customer service provided!
Abigail Chan
Richard is a reliable, affable, and sincere agent for matters relating to property and real estate. His passion and deep industry experience give us the valuable insights to make decisions that cater to our mid to long-term goals.
